On the NSE, Poonawalla was trading 3.3% lower at ₹509 than it had been at the closing of ₹526.4 the day before.
The current share price of Poonawalla Fincorp:
Poonawalla Fincorp, a non-banking financing company (NBFC) with headquarters in Mumbai, had its shares drop more than 4% on Monday on the NSE after the release of its September 2025 quarter (Q2FY26) earnings. The shares fell as low as ₹503.25, intraday.
Poonawalla’s price on the NSE was down 3.3% at ₹509 at 1:15 PM from the previous day’s finish of ₹526.4. On the other hand, the NSE Nifty was up 0.73 percent at 25,900. Since its 52-week peak of ₹570.4 on October 6, 2024, the stock has plummeted by around 12%.
Q2 results for Poonawalla Fincorp
In contrast to a loss of ₹471 crore in the same time last year, Poonawalla Fincorp recorded a profit after tax (PAT) of ₹74.2 crore for the quarter that ended on September 30, 2025 (Q2FY26) on Friday, October 17. The profit climbed 18.5% sequentially from ₹74.2 crore. The net interest income (NII) of the NBFC increased from ₹645 crore in Q2FY25 to ₹905 crore, a 40.3% increase. The NII increased 18% sequentially at ₹768 crore.
With gross non-performing assets (GNPA) falling from 1.84 percent in the previous quarter to 1.59% in Q2FY26, the business maintained steady asset quality. Net NPA (NNPA) was 0.81 percent, down from 0.85 percent in the first quarter of FY26. In Q2FY26, stage 1 assets made up 97.1% of on-book assets, which was an increase from 96.5 percent in Q1FY26. The PCR, or provision coverage ratio, stayed at 49.65%. It declared ₹47,701 crore in assets under management (AUM).
Poonawalla Fincorp Research by Anand Rathi
Poonawalla Fincorp reported a strong Q2FY26 performance, according to analysts at Anand Rathi. The company’s pre-provision operating profit (PPoP) increased by 39% year-over-year (Y-o-Y) to ₹387 crore, as well as its AUM, which grew by 68% year-over-year (15.6 percent Q-o-Q) and its net interest margin (NIM) improved. It is anticipated that the promoter’s ₹1,500 crore capital injection would further bolster the NBFC’s development prospects.
With a strong management team, astute risk management, and a robust tech-driven operating model, the brokerage thinks Poonawalla Fincorp is well-positioned to provide the strongest growth among peers. Over FY25–28, the firm is anticipated to have an AUM CAGR of 46%, with a return on assets (RoA) of 2% by FY27. Higher slippages and loan growth that falls short of projections are the main threats to this scenario.
Anand Rathi has maintained a “Buy” recommendation despite the company trading at premium valuations, valuing it at 4x Sep’27E P/BV (up from 3.9x before). It has set ₹622 as its 12-month target price.