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UPI credit line

UPI Credit Line Explained: How It Works vs Credit Cards

Published on: January 19, 2026 by Gourav kumar singh
How to utilize credit cards to improve your finances in India with smart usage, rewards, and credit score benefits

If you have a credit line on UPI, you can use credit rather than just your bank balance to make payments. No card is present. Do not swipe. Not a new app. The credit is associated with your UPI ID. How UPI Credit Lines Work Your UPI app will display that credit choice if your … Read more

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